Cardinal Financial was originally founded in 1987 and proudly serves as one of the most senior lenders in the industry. Box 0054 Palatine, IL 60055. Cardinal Financial… Good company culture and benefits with lots of growth potential. PLEASE.... do your self a favor and move on to another company....it is a waste of time effort and hope that ethics and morals still exist.....it does.... just not here. Oh yes, Merry Christmas.........Regards, Kathy. Cardinal Financial Company, Limited Partnership P.O. She said they don't talk to other departments. Today, 4 days later, I received this text, “Hi there - I have tried too many times to contact you with ZERO response back- I have canceled your application with us at this time - feel free to reach out if anything changes and you two do want to take advantage of the rates - Best of luck”. Jennifer tells me that Cardinal will not grant me the new loan. Cardinal Financial is the company I will suggest for mortgage and refinance for my family and friends. Since no response from my loan officer, Joyce Ortega, or D’Angelo Brown, I began to wonder if this was a legit company or had I been duped. If I ran my business the way Cardinal Financial or X5 Home Loans run theirs, I'd be out of business. I really don't even want to give them ONE star. I simple refi with cash out and I'm 90+ days and still no closing. After all these months of waiting and submitting document upon document. I would recommend Cardinal and Gabby to anyone looking for a refi. She was very responsive and helped us in every way throughout the entire loan process. Requesting more documents and disclosures, broken promises, forgetting to submit paperwork, requesting an explanation of why my business made more income this year than last year, requesting a new P&L because they pushed my closing date back so many times the first P&L I submitted was now 2 months old and no good to them anymore. At your convenience, please contact our Consumer Advocacy department at (704) 970-4124 or via email to consumer.advocacy@cardinalfinancial.com. I was extremely pleased how smooth overall the process went.Kendra, made the process flow and with very little flaws.When we had an issue with either needing additional information or just a simple question she was on it.Thank you Kendra for the smooth purchase.Sincerely,Rick Moses. ASK QUESTIONS, DON'T TRUST and BE SAFE! The loan officer told her that that would take 60 days.Long story short my husband and I have lost $7,000.00 earnest money, $500.00 appraisal fee, and $475.00 on home inspection. She called the manager, Jessie Miller, in Charlotte, NC. The payment never came out. However, Cardinal Financial rejected the payoff wire. Shane - Thank you for taking the time to provide feedback and for bringing this to our attention. They had no intentions of proving a loan to us.My loan originator constantly had horror stories for me from past clients. Based in Charlotte, NC, Cardinal Financial Company, Limited Partnership is one of the nation’s leading mortgage lenders for nearly 30 years. Good company to work with over all. WILL someone explain that to me??? I spoke with my current lender and they said that they never reported any such activity and that I should ask for the credit report they used. I reached back out to my HOA representative, and she emailed Cardinal Financial and fixed their incompetence on the matter. Getting answers from them, other than "we're working on it" is impossible as well as getting someone to return your phone call including a manager. When Cardinal Financial started, it set out with the intention of creating a better mortgage experience. Our loan was sitting waiting on documents from the IRS that was closed and has been closed due to COVID. Avoid this company! Cardinal Financial, also doing business as Sebonic Financial, is a mortgage lender that has both physical branches and online capabilities. The overall rating of the company … I am going to report to the BBB immediately and I will post this in all social media. The seller gave two times extension already and very frustrated. That is not an honest way. I was in the midst of refinancing with our previous mortgage lender when I had some concerns and contacted Tyler Shaffer at Cardinal Financial. Now it’s over two months. In September I paid the 3 month suspension and the forbearance was removed although no one at Cardinal could or would verify that. In the Non-Bank Financial Service category. I was told their loss mitigation department would be in touch with options for repayment. The appraiser did not use comparable properties as I live on a private island on the water and have boat docks. I received PFL for my time off and they keep kicking it back because I made a few thousand less than the year before. The Joyce should take a note out of Dana’s playbook! HAPPY HOLIDAYS TO EVERYONE! Chris - Thank you for your review. As of today January 26, 2021 our file is still sitting. Cardinal Financial refinance experience was best refinance experience I’ve encountered over the years. I also checked my online status and nothing updated there either. Fantastic Refinance Experience! Terrible service. Cardinal why not tell your clients that you can not close on homes without certain IRS documents? AWFUL COMPANY! This is why I went with a broker, they're supposed to vet the third party lenders and expedite the process as I do with clients who finance vehicles from me. Company profile page for Cardinal Financial Co LP including stock price, company news, press releases, executives, board members, and contact information After 3 months of submitting two years of taxes, bank statements, W2's, and every document they wanted, they denied my Refi claiming that I submitted (one) late payment to my current loan holder (whom I had for 3 years) because I was reported it to the credit agency and appeared on my credit report. I could go on and on about what a nightmare it was but that's the long and the short of it. I was informed that after I signed up for auto pay, they switched systems for their auto pay. That’s the only reason I will give a star at all is because of Dana in the Miami, FL office. Unorganized, unprofessional, and it took over 100 days to fund the refi. There were no unforseen surprises. Cardinal Financial Company is a nationwide lender that provides modernized home financing solutions. We were to close on January 15, 2021, we have not heard anything from Cardinal Financial. She worked relentlessly to get the loan closed (not too easy since I'm self-employed) and not only made the stressful process of a refi bearable but also enjoyable.
Partanna Extra Virgin Olive Oil Review,
Pimp Simulator Game,
National Guard Depot Fallout 3 Location,
Valve Chamber Revit Family,
Lds Children's Songbook App,
Access Hollywood Episodes 2020,
Rahu In 1st House Scorpio Ascendant,
Urgent Care South Windsor, Ct,
How To Get Past Wailmer In Lilycove City Omega Ruby,
Stone Age The Legendary Pet Season 2 Release Date,